Retirement Planning Insights

Annuity & Retirement Planning Blog

Expert guidance, educational resources, and practical strategies to help you make confident retirement income decisions.

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Annuity Basics Retirement Strategies Income Planning Myth Busting Market Updates

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Featured Articles

In-depth guides to help you navigate annuities and retirement income planning

Annuity Basics

8 min read

What is a Fixed Indexed Annuity and How Does It Work?

Fixed Indexed Annuities (FIAs) offer a unique combination: growth potential linked to market indexes with complete principal protection. Learn how they work, who they're right for, and what to consider before investing.

Key Takeaways

Principal protected from market downturns
Growth linked to market indexes like S&P 500
Ideal for conservative investors seeking growth

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Income Planning

10 min read

How to Ensure Guaranteed Lifetime Income in Retirement

Running out of money is retirees' #1 fear. Discover how annuities with lifetime income riders eliminate longevity risk and provide pension-like income you can never outlive—no matter how long you live.

Key Takeaways

Guarantee income for life, even past age 100
Transfer longevity risk to insurance company
Create your own personal pension

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Myth Busting

7 min read

5 Common Annuity Myths Debunked

"Annuities are too expensive." "You lose all your money if you die early." Separate fact from fiction with this myth-busting guide that sets the record straight on annuities.

Myths Covered

"Annuities are too expensive"
"You can lose your principal"
"Your beneficiaries get nothing"

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Planning Tips

9 min read

7 Retirement Planning Mistakes to Avoid

Even small mistakes in retirement planning can have lasting consequences. Learn the most common errors retirees make and how to avoid them to protect your financial future.

Mistakes to Avoid

Underestimating longevity risk
Ignoring inflation protection
Taking too much market risk

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More Educational Resources

Continue your annuity education with these in-depth guides

Coming Soon

Tax Planning

Tax-Deferred Growth: How Annuities Maximize Your Savings

Discover how tax deferral accelerates wealth accumulation and why annuities are powerful tools for growing retirement savings outside of IRAs and 401(k)s.

6 min read Tax Strategy

Coming Soon

Comparisons

Annuities vs. CDs, Bonds & Stocks: Which Is Right for You?

Compare annuities to other retirement investment options. Learn the pros and cons of each to make informed decisions about your portfolio allocation.

9 min read Investment Guide

Coming Soon

Market Trends

Retirement Planning in a Volatile Market: Protection Strategies

Market downturns near retirement can devastate your plans. Learn how to protect your savings while still achieving growth potential.

8 min read Risk Management

Coming Soon

Tools

How Much Monthly Income Can Your Annuity Provide?

Use our simple formulas to estimate lifetime income payouts based on your age and investment amount. See real examples and learn what factors impact your income.

5 min read Income Planning

Coming Soon

Product Guide

SPIAs vs. Deferred Annuities: Which Income Strategy Is Best?

Single Premium Immediate Annuities offer the highest payout rates but lock in your decision. Compare immediate vs. deferred income strategies.

7 min read Annuity Types

Coming Soon

Rate Updates

Current Annuity Rates: What to Expect in 2025

Stay informed about current fixed indexed annuity caps, MYGA rates, and income rider guarantees. Learn when rates are favorable for locking in.

6 min read Market Insights

Coming Soon

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